Individual Insurance
Individual insurance refers to any policy that is chosen and paid for by an individual or one that is bought by a policyholder for themselves. Your overall financial health begins with insurance coverage. It’s hard to believe that things like fire, theft and accidents could happen to you. But statistics show that millions of people are affected by such events every year. Your most valuable assets – your home, car, business and belongings – need protection from the unexpected. Focus on what matters—your family, career and financial goals—and leave worries about the unexpected behind. Depending on your needs and the risks you face, we have an insurance solution ready for you.
This site provides you with all of the important information you need to know about purchasing an individual insurance policy. Our goal is to educate you on all of the aspects of this life-changing decision, so contact us today if you want to know more.
Individual Insurance Plans We Offer
Estate Plans
Estate plans is a kind of individual insurance that are not just for the wealthy. Even if you don’t consider yourself wealthy at this point in your life, you can be assured that when you pass away your estate will go to whomever you wish with the proper planning. Without an estate plan, your estate will be passed according to intestacy law which may not align with your desires.
Estate plans are not just for the wealthy. Even if you don’t consider yourself wealthy at this point in your life, you can be assured that when you pass away your estate will go to whomever you wish with the proper planning. Without an estate plan, your estate will be passed according to intestacy law which may not align with your desires.
Family Protection Plans
Designing a financial plan for you and your family is more than investments. This type of individual insurance requires understanding what’s important to you and devising a strategy that can help you achieve your vision for the future. Implementing a proper financial plan can help ensure the financial security of your family, including your spouse and dependents.
Designing a financial plan for you and your family is more than investments. It requires understanding what’s important to you and devising a strategy that can help you achieve your vision for the future. Implementing a proper financial plan can help ensure the financial security of your family, including your spouse and dependents.
College Financial Plans
Get peace of mind during this journey by exploring our financial planning information and creating a college plan that works best for your family. With the cost of higher education rising, it’s important to start saving as soon as you can. Our College Financial Plans provide options for saving for college that not only lock in current tuition rates, but also offer tax-free investment earnings and qualified withdrawals
Get peace of mind during this journey by exploring our financial planning information and creating a college plan that works best for your family. With the cost of higher education rising, it’s important to start saving as soon as you can. Our College Financial Plans provide options for saving for college that not only lock in current tuition rates, but also offer tax-free investment earnings and qualified withdrawals
Foreign National Programs
Foreign National Programs helps clients create estate planning documents that reflect their goals, needs, and priorities—not only for the transfer of assets after death but also for the provision for care and allocation of responsibilities throughout life. Our goal is to help you protect your assets and to guarantee that your plans are implemented exactly as you wish.
Foreign National Programs helps clients create estate planning documents that reflect their goals, needs, and priorities—not only for the transfer of assets after death but also for the provision for care and allocation of responsibilities throughout life. Our goal is to help you protect your assets and to guarantee that your plans are implemented exactly as you wish.
Individual Retirement Plans
Whether you have already been thinking about retirement or not, planning for such a big change can be intimidating. Critical decisions such as how long to work, when to start Social Security, whether a Roth conversion makes sense for you and where to invest your money can make a huge impact on your retirement lifestyle
Whether you have already been thinking about retirement or not, planning for such a big change can be intimidating. Critical decisions such as how long to work, when to start Social Security, whether a Roth conversion makes sense for you and where to invest your money can make a huge impact on your retirement lifestyle
Life Settlements
Life Settlements are a financial instrument that converts the value of a life insurance policy into immediate liquidity. The Provider purchases the policy from the owner, takes over premium payments, and becomes the beneficiary of the policy. At that point the seller is released from the financial burden of further insurance premiums and is free to utilize the capital raised to meet immediate needs.
Life Settlements are a financial instrument that converts the value of a life insurance policy into immediate liquidity. The Provider purchases the policy from the owner, takes over premium payments, and becomes the beneficiary of the policy. At that point the seller is released from the financial burden of further insurance premiums and is free to utilize the capital raised to meet immediate needs.
Living Benefit Plans
Designed to help protect you and your family in the event of critical illness or injury, Living Benefit riders are designed to provide guaranteed benefits that you cannot outlive. Learn more about Living Benefits by clicking on the button below.
Designed to help protect you and your family in the event of critical illness or injury, Living Benefit riders are designed to provide guaranteed benefits that you cannot outlive. Learn more about Living Benefits by clicking on the button below.
Premium Financing Plans
Premiums on life insurance policies can be a significant expense, especially for larger coverage amounts. For many of our clients, these required premiums are a strain on their ability to maintain their current lifestyle. They can purchase the life insurance they need without liquidating other investments or otherwise changing their normal cash flow, and in many cases, reduce potential estate taxes.
Premiums on life insurance policies can be a significant expense, especially for larger coverage amounts. For many of our clients, these required premiums are a strain on their ability to maintain their current lifestyle. They can purchase the life insurance they need without liquidating other investments or otherwise changing their normal cash flow, and in many cases, reduce potential estate taxes.
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